Micro-Enterprise Working Capital

The Micro-Enterprise Working Capital Fund is a credit facility designed to provide micro-enterprises with the working capital needed for their daily operations and expansion—including market traders, small retailers, kiosk operators, informal businesses, and start-ups that have a formal guarantee.

Emergency loans in Kenya

Micro-Enterprise Working Capital

Working capital for micro-enterprises, disbursed quickly.

What is the Micro-Enterprise Working Capital Fund?

Small, tailored amounts, disbursed quickly, so that your operations are never interrupted.

What amount can I borrow, and for what duration?
Up to USD 4,000 for a maximum of 12 months (fully perfected security interest), or USD 2,000 for a maximum of 6 months (semi-perfected security interest).

What guarantee is required?
Land title, vehicle registration document (logbook), or business furniture and stock.

Who Can Borrow
Market traders, small retailers, kiosks, informal businesses, and young enterprises with a formal guarantee.

Reimbursement Method
Monthly payments tailored to the sales cycle of micro-enterprises.