Salary Loan — Private Institutions
- National ID card or passport
- business card
- employment confirmation letter
- Last 3 payslips and application form. For the employer: RCCM certificate.
- tax certificate and signed check-off agreement.
The Salary-Based Loan for Private Sector Employees offers affordable credit to staff at established, reputable companies, facilitated through a direct payroll deduction (check-off) mechanism. It is designed to address personal needs—such as education, housing, medical emergencies, or the purchase of goods. This product is available to employees of major private-sector firms—including those in the mining, telecommunications, and textile industries—operating in Lubumbashi and throughout the DRC (such as Bolloré Transport & Logistics, TotalEnergies RDC, and Eramet/Comilog), provided that their employer has a check-off agreement in place with Progressive Credit RDC.
Salary Loan — Private Institutions
Affordable credit for employees of recognized companies, repaid directly via payroll deduction.
Salary Loan — Private Institutions
An automatic, hassle-free repayment, deducted directly from your salary each month.
What amount can I borrow, and for what duration?
Maximum amount of USD 6,000. Duration of 3 to 12 months, with monthly repayment via direct payroll deduction (the "one-third" rule applies).
What guarantee is required?
The employee’s salary, secured by a check-off agreement signed between the employer and Progressive Credit RDC.
Who Can Borrow
Employed full-time for at least 2 years at a partner company, aged 18 or older, a legal resident of the DRC, and with no disciplinary sanctions over the past 2 years.
Reimbursement Method
Direct, monthly deduction from salary via the employer’s check-off system.