{"id":4190,"date":"2026-01-27T13:11:29","date_gmt":"2026-01-27T10:11:29","guid":{"rendered":"https:\/\/drc.progressivecr.com\/?page_id=4190"},"modified":"2026-03-18T12:17:55","modified_gmt":"2026-03-18T09:17:55","slug":"protection-donnees-confidentialite","status":"publish","type":"page","link":"https:\/\/drc.progressivecr.com\/en\/protection-donnees-confidentialite\/","title":{"rendered":"Protection des Donn\u00e9es & Politique de Confidentialit\u00e9"},"content":{"rendered":"
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\n\t\t\t\t\t\n\n\n\n\nProtection des Donn\u00e9es & Politique de Confidentialit\u00e9 \u2013 Progressive Credit Limited<\/title>\n<style>\n :root {\n --green: #18B14A;\n --green-dark: #0f8a38;\n --green-light: #e8f9ee;\n --orange: #FF5919;\n --orange-light: #fff3ee;\n --navy: #0D1F14;\n --cream: #F7FAF8;\n --white: #FFFFFF;\n --text: #1A2E20;\n --muted: #5A7264;\n --border: #D6EAD9;\n --shadow: 0 4px 24px rgba(24,177,74,0.08);\n --font: Garamond, 'EB Garamond', Georgia, serif;\n }\n *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }\n body { font-family: var(--font); background: var(--cream); color: var(--text); line-height: 1.8; font-size: 16px; }\n\n \/* HERO *\/\n .pcl-hero { background: var(--navy); position: relative; overflow: hidden; padding: 68px 40px 60px; text-align: center; }\n .pcl-hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 55% 70% at 15% 60%, rgba(24,177,74,0.18) 0%, transparent 65%), radial-gradient(ellipse 45% 55% at 85% 30%, rgba(255,89,25,0.12) 0%, transparent 60%); }\n .pcl-hero::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, transparent 0%, var(--green) 30%, var(--orange) 70%, transparent 100%); }\n .pcl-hero-eyebrow { font-size: 12px; font-weight: 600; letter-spacing: 3.5px; text-transform: uppercase; color: var(--green); margin-bottom: 18px; position: relative; display: flex; align-items: center; justify-content: center; gap: 12px; font-family: var(--font); }\n .pcl-hero-eyebrow::before, .pcl-hero-eyebrow::after { content: ''; width: 32px; height: 1px; background: var(--green); opacity: 0.5; }\n .pcl-hero h1 { font-family: var(--font); font-size: clamp(28px, 4vw, 50px); font-weight: 700; color: #fff; line-height: 1.2; position: relative; margin-bottom: 16px; }\n .pcl-hero h1 em { font-style: italic; color: var(--green); }\n .pcl-hero-meta { display: flex; align-items: center; justify-content: center; gap: 14px; position: relative; }\n .pcl-hero-meta span { font-size: 13px; color: rgba(255,255,255,0.45); letter-spacing: 0.5px; font-family: var(--font); }\n .pcl-hero-meta .dot { width: 3px; height: 3px; background: rgba(255,255,255,0.2); border-radius: 50%; }\n\n \/* LAYOUT *\/\n .pcl-wrap { max-width: 880px; margin: 0 auto; padding: 56px 24px 80px; }\n\n \/* TOC *\/\n .pcl-toc { background: var(--white); border: 1px solid var(--border); border-left: 4px solid var(--green); border-radius: 10px; padding: 28px 32px; margin-bottom: 56px; box-shadow: var(--shadow); }\n .pcl-toc-title { font-family: var(--font); font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 18px; display: flex; align-items: center; gap: 10px; }\n .pcl-toc ol { list-style: none; display: grid; grid-template-columns: 1fr 1fr; gap: 6px 32px; counter-reset: toc; }\n @media (max-width: 560px) { .pcl-toc ol { grid-template-columns: 1fr; } }\n .pcl-toc ol li { counter-increment: toc; font-size: 15px; color: var(--muted); padding: 4px 0; border-bottom: 1px dashed rgba(24,177,74,0.15); display: flex; align-items: baseline; gap: 10px; font-family: var(--font); }\n .pcl-toc ol li::before { content: counter(toc, decimal-leading-zero); font-size: 12px; font-weight: 700; color: var(--green); flex-shrink: 0; }\n\n \/* SECTION *\/\n .pcl-section { margin-bottom: 56px; }\n .pcl-section-header { display: flex; align-items: flex-start; gap: 16px; margin-bottom: 20px; }\n .pcl-section-num { background: var(--green); color: #fff; font-size: 13px; font-weight: 700; width: 38px; height: 38px; border-radius: 8px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; margin-top: 3px; letter-spacing: 0.5px; font-family: var(--font); }\n .pcl-section-title { font-family: var(--font); font-size: 24px; font-weight: 700; color: var(--navy); line-height: 1.3; }\n .pcl-divider { height: 2px; background: linear-gradient(90deg, var(--green) 0%, var(--orange) 40%, transparent 100%); margin-bottom: 24px; opacity: 0.25; border-radius: 2px; }\n .pcl-body p { font-size: 16px; color: var(--text); margin-bottom: 14px; font-family: var(--font); }\n .pcl-body strong { color: var(--green-dark); }\n .pcl-sub { margin: 20px 0; }\n .pcl-sub-title { font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--orange); margin-bottom: 8px; font-family: var(--font); }\n .pcl-sub p { font-size: 16px; color: var(--text); font-family: var(--font); }\n\n \/* PEOPLE LIST *\/\n .pcl-people-list { list-style: none; display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 10px; margin-top: 12px; }\n .pcl-people-list li { background: var(--green-light); border: 1px solid rgba(24,177,74,0.2); border-radius: 8px; padding: 10px 14px; font-size: 15px; color: var(--green-dark); font-weight: 600; display: flex; align-items: center; gap: 8px; font-family: var(--font); }\n .pcl-people-list li::before { content: '\u2713'; font-size: 13px; color: var(--green); font-weight: 700; flex-shrink: 0; }\n\n \/* DATA TABLE *\/\n .pcl-table-wrap { overflow-x: auto; border-radius: 10px; box-shadow: var(--shadow); border: 1px solid var(--border); margin-top: 8px; }\n table.pcl-table { width: 100%; border-collapse: collapse; background: var(--white); font-size: 15px; font-family: var(--font); }\n table.pcl-table thead tr { background: var(--navy); }\n table.pcl-table thead th { padding: 14px 18px; text-align: left; color: var(--green); font-size: 12px; font-weight: 700; letter-spacing: 1.5px; text-transform: uppercase; font-family: var(--font); }\n table.pcl-table thead th:last-child { color: #f9a07a; }\n table.pcl-table tbody tr { border-bottom: 1px solid var(--border); transition: background 0.15s; }\n table.pcl-table tbody tr:last-child { border-bottom: none; }\n table.pcl-table tbody tr:nth-child(even) { background: #f9fdf9; }\n table.pcl-table tbody tr:hover { background: var(--green-light); }\n table.pcl-table td { padding: 14px 18px; vertical-align: top; color: var(--text); line-height: 1.65; font-family: var(--font); }\n table.pcl-table td:first-child { font-weight: 700; color: var(--navy); min-width: 170px; }\n table.pcl-table td:last-child { color: var(--muted); font-size: 14.5px; }\n\n \/* HIGHLIGHT BOX *\/\n .pcl-highlight { background: var(--white); border: 1px solid var(--border); border-left: 4px solid var(--orange); border-radius: 0 8px 8px 0; padding: 16px 20px; margin: 4px 0; font-size: 16px; color: var(--text); font-family: var(--font); }\n\n \/* RIGHTS GRID *\/\n .pcl-rights-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 14px; margin-top: 4px; }\n .pcl-right-card { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 20px; box-shadow: var(--shadow); transition: transform 0.2s, box-shadow 0.2s; position: relative; overflow: hidden; }\n .pcl-right-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, var(--green), var(--orange)); }\n .pcl-right-card:hover { transform: translateY(-3px); box-shadow: 0 10px 32px rgba(24,177,74,0.14); }\n .pcl-right-card-icon { width: 38px; height: 38px; background: var(--green-light); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 18px; margin-bottom: 12px; }\n .pcl-right-card h4 { font-family: var(--font); font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }\n .pcl-right-card p { font-size: 14.5px; color: var(--muted); line-height: 1.65; font-family: var(--font); }\n .pcl-right-note { font-size: 14px; color: var(--muted); margin-top: 16px; font-style: italic; font-family: var(--font); }\n\n \/* PERMISSION CARDS *\/\n .pcl-perm-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 16px; margin-top: 8px; }\n .pcl-perm-card { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 22px; box-shadow: var(--shadow); }\n .pcl-perm-card-header { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }\n .pcl-perm-icon { width: 44px; height: 44px; background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%); border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 20px; flex-shrink: 0; }\n .pcl-perm-card h4 { font-family: var(--font); font-size: 18px; font-weight: 700; color: var(--navy); }\n .pcl-perm-card p { font-size: 15px; color: var(--text); line-height: 1.7; margin-bottom: 12px; font-family: var(--font); }\n .pcl-perm-list { list-style: none; padding: 0; }\n .pcl-perm-list li { font-size: 14.5px; color: var(--muted); padding: 4px 0; display: flex; align-items: flex-start; gap: 8px; border-bottom: 1px dashed rgba(24,177,74,0.1); font-family: var(--font); }\n .pcl-perm-list li:last-child { border-bottom: none; }\n .pcl-perm-list li::before { content: '\u203a'; color: var(--green); font-weight: 700; font-size: 16px; flex-shrink: 0; line-height: 1.4; }\n .pcl-perm-important { background: var(--orange-light); border-left: 3px solid var(--orange); border-radius: 0 6px 6px 0; padding: 9px 13px; margin-top: 12px; font-size: 13.5px; color: #b33e10; font-style: italic; font-family: var(--font); }\n\n \/* SECURITY BADGES *\/\n .pcl-security-wrap { margin-top: 28px; }\n .pcl-security-label { font-size: 12px; font-weight: 700; letter-spacing: 2px; text-transform: uppercase; color: var(--green-dark); margin-bottom: 12px; font-family: var(--font); }\n .pcl-security-badges { display: flex; flex-wrap: wrap; gap: 10px; }\n .pcl-badge { display: flex; align-items: center; gap: 8px; background: var(--white); border: 1px solid var(--border); border-radius: 40px; padding: 8px 16px; font-size: 14px; font-weight: 500; color: var(--navy); box-shadow: 0 2px 8px rgba(24,177,74,0.06); font-family: var(--font); }\n .pcl-badge .dot { width: 7px; height: 7px; background: var(--green); border-radius: 50%; flex-shrink: 0; }\n\n \/* CONSENT BOX *\/\n .pcl-consent-box { background: var(--navy); border-radius: 12px; padding: 32px 36px; color: #fff; position: relative; overflow: hidden; }\n .pcl-consent-box::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse 50% 80% at 90% 20%, rgba(24,177,74,0.15) 0%, transparent 60%), radial-gradient(ellipse 40% 60% at 10% 80%, rgba(255,89,25,0.1) 0%, transparent 60%); }\n .pcl-consent-box::after { content: ''; position: absolute; bottom: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, var(--green), var(--orange)); }\n .pcl-consent-box h4 { font-family: var(--font); font-size: 20px; font-weight: 700; color: var(--green); margin-bottom: 16px; position: relative; }\n .pcl-consent-box ul { list-style: none; margin-bottom: 16px; position: relative; }\n .pcl-consent-box ul li { font-size: 15px; color: rgba(255,255,255,0.82); padding: 6px 0; display: flex; align-items: flex-start; gap: 10px; font-family: var(--font); }\n .pcl-consent-box ul li::before { content: '\u2713'; color: var(--green); font-weight: 700; flex-shrink: 0; }\n .pcl-consent-note { font-size: 14px; color: rgba(255,255,255,0.45); font-style: italic; border-top: 1px solid rgba(255,255,255,0.08); padding-top: 14px; margin-top: 4px; position: relative; font-family: var(--font); }\n\n \/* CONTACT BANNER *\/\n .pcl-contact { background: var(--green); border-radius: 12px; padding: 40px 36px; text-align: center; margin-top: 56px; position: relative; overflow: hidden; }\n .pcl-contact::before { content: ''; position: absolute; top: -60px; right: -60px; width: 220px; height: 220px; background: radial-gradient(circle, rgba(255,255,255,0.08) 0%, transparent 70%); }\n .pcl-contact::after { content: ''; position: absolute; bottom: -40px; left: -40px; width: 180px; height: 180px; background: radial-gradient(circle, rgba(255,89,25,0.18) 0%, transparent 70%); }\n .pcl-contact h3 { font-family: var(--font); font-size: 26px; font-weight: 700; color: #fff; margin-bottom: 10px; position: relative; }\n .pcl-contact p { font-size: 15px; color: rgba(255,255,255,0.78); margin-bottom: 24px; position: relative; font-family: var(--font); }\n .pcl-contact-btns { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; position: relative; }\n .pcl-btn { display: inline-flex; align-items: center; gap: 8px; padding: 12px 28px; border-radius: 6px; font-size: 15px; font-weight: 600; text-decoration: none; transition: all 0.2s; font-family: var(--font); cursor: pointer; border: none; }\n .pcl-btn-orange { background: var(--orange); color: #fff; }\n .pcl-btn-orange:hover { background: #e04d14; }\n .pcl-btn-white { background: rgba(255,255,255,0.15); color: #fff; border: 1px solid rgba(255,255,255,0.3); }\n .pcl-btn-white:hover { background: rgba(255,255,255,0.25); }\n\n \/* FOOTER *\/\n .pcl-footer-note { text-align: center; padding: 24px 0 0; font-size: 13px; color: var(--muted); border-top: 1px solid var(--border); margin-top: 40px; font-family: var(--font); }\n\n \/* PERMISSION STATEMENT SECTION *\/\n .pcl-perm-section { margin-top: 64px; padding-top: 48px; border-top: 2px dashed var(--border); }\n .pcl-perm-overview { background: var(--white); border: 1px solid var(--border); border-left: 4px solid var(--green); border-radius: 10px; padding: 24px 28px; margin-bottom: 32px; box-shadow: var(--shadow); }\n .pcl-perm-overview p { font-size: 16px; color: var(--text); line-height: 1.8; margin-bottom: 10px; font-family: var(--font); }\n .pcl-perm-overview p:last-child { margin-bottom: 0; }\n<\/style>\n<\/head>\n<body>\n\n<div class=\"pcl-hero\">\n <p class=\"pcl-hero-eyebrow\">Progressive Credit Limited<\/p>\n <h1>Protection des Donn\u00e9es &<br><em>Privacy Policy<\/em><\/h1>\n <div class=\"pcl-hero-meta\">\n <span>Version 1<\/span><span class=\"dot\"><\/span>\n <span>Septembre 2026<\/span><span class=\"dot\"><\/span>\n <span>pcrr.paza.co.ke<\/span>\n <\/div>\n<\/div>\n\n<div class=\"pcl-wrap\">\n\n <div class=\"pcl-toc\">\n <div class=\"pcl-toc-title\">\n <svg width=\"16\" height=\"16\" viewbox=\"0 0 24 24\" fill=\"none\" stroke=\"#18B14A\" stroke-width=\"2.5\"><path d=\"M8 6h13M8 12h13M8 18h13M3 6h.01M3 12h.01M3 18h.01\"\/><\/svg>\n Table des Mati\u00e8res\n <\/div>\n <ol>\n <li>D\u00e9claration de Confidentialit\u00e9<\/li>\n <li>Donn\u00e9es que Nous Traitons<\/li>\n <li>Comment Nous Collectons Vos Donn\u00e9es<\/li>\n <li>Conservation des Donn\u00e9es<\/li>\n <li>Cat\u00e9gories Particuli\u00e8res de Donn\u00e9es<\/li>\n <li>D\u00e9cisions Automatis\u00e9es<\/li>\n <li>Acc\u00e8s Interne aux Donn\u00e9es<\/li>\n <li>Autres Finalit\u00e9s<\/li>\n <li>Transferts Internationaux<\/li>\n <li>Vos Droits<\/li>\n <li>Autorisations de l'Application<\/li>\n <li>Consentement de l'Utilisateur<\/li>\n <\/ol>\n <\/div>\n\n <!-- 01 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">01<\/div>\n <h2 class=\"pcl-section-title\">D\u00e9claration de Confidentialit\u00e9<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <p>Cette d\u00e9claration fournit des informations sur la mani\u00e8re dont Progressive Credit Limited (\u00ab PCL \u00bb) traite vos donn\u00e9es personnelles. Notre engagement \u00e0 respecter votre vie priv\u00e9e et \u00e0 prot\u00e9ger vos donn\u00e9es personnelles demeure plus fort que jamais.<\/p>\n <div class=\"pcl-sub\">\n <p class=\"pcl-sub-title\">1.1  Donn\u00e9es Personnelles<\/p>\n <p>Toute information qui vous identifie directement ou indirectement, ou qui renseigne sur vous \u2014 y compris votre nom, adresse, revenus, ou des informations relatives \u00e0 une entreprise individuelle, un partenariat commercial ou professionnel.<\/p>\n <\/div>\n <div class=\"pcl-sub\">\n <p class=\"pcl-sub-title\">1.2  Traitement des Donn\u00e9es<\/p>\n <p>Le traitement d\u00e9signe toute op\u00e9ration pouvant \u00eatre r\u00e9alis\u00e9e sur des donn\u00e9es personnelles \u2014 y compris la collecte, le stockage, l'utilisation, le transfert et la suppression des donn\u00e9es.<\/p>\n <\/div>\n <div class=\"pcl-sub\">\n <p class=\"pcl-sub-title\">1.3  Dont PCL Traite-t-elle les Donn\u00e9es Personnelles ?<\/p>\n <p>Nous traitons vos donn\u00e9es personnelles si nous avons, souhaitons avoir, ou avons eu une relation d'affaires ou un contact avec vous, notamment :<\/p>\n <ul class=\"pcl-people-list\">\n <li>Clients existants (nationaux & \u00e9trangers)<\/li>\n <li>Clients potentiels<\/li>\n <li>Personnes int\u00e9ress\u00e9es<\/li>\n <li>Tiers participants<\/li>\n <li>Fournisseurs de garanties<\/li>\n <li>Garants<\/li>\n <\/ul>\n <\/div>\n <\/div>\n <\/div>\n\n <!-- 02 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">02<\/div>\n <h2 class=\"pcl-section-title\">Quelles Donn\u00e9es PCL Traite-t-elle ?<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-table-wrap\">\n <table class=\"pcl-table\">\n <thead>\n <tr>\n <th>Type de Donn\u00e9e<\/th>\n <th>Ce Qu'elle Comprend<\/th>\n <th>Comment PCL l'Utilise<\/th>\n <\/tr>\n <\/thead>\n <tbody>\n <tr>\n <td>Donn\u00e9es d'Identification<\/td>\n <td>Nom, adresse, t\u00e9l\u00e9phone, email, documents d'identit\u00e9 (KYC)<\/td>\n <td>Identification, pr\u00e9paration des contrats et communication<\/td>\n <\/tr>\n <tr>\n <td>Donn\u00e9es Financi\u00e8res<\/td>\n <td>Situation financi\u00e8re, produits d\u00e9tenus, informations pour l'obtention de financement<\/td>\n <td>\u00c9valuation de la solvabilit\u00e9 et ad\u00e9quation des produits<\/td>\n <\/tr>\n <tr>\n <td>Donn\u00e9es de Paiement & de Transaction<\/td>\n <td>Coordonn\u00e9es du payeur, date de paiement, solde restant du pr\u00eat<\/td>\n <td>Traitement correct des fonds ; surveillance LBC\/FT et sanctions<\/td>\n <\/tr>\n <tr>\n <td>Cat\u00e9gories Particuli\u00e8res & Donn\u00e9es Judiciaires<\/td>\n <td>Sant\u00e9, casier judiciaire, origine ethnique, opinions politiques, donn\u00e9es biom\u00e9triques<\/td>\n <td>Identification biom\u00e9trique et conformit\u00e9 anti-blanchiment<\/td>\n <\/tr>\n <tr>\n <td>Donn\u00e9es de Tiers<\/td>\n <td>Donn\u00e9es des Bureaux de R\u00e9f\u00e9rence de Cr\u00e9dit et du Registre des Soci\u00e9t\u00e9s<\/td>\n <td>V\u00e9rification des dirigeants et contr\u00f4le de la cote de cr\u00e9dit<\/td>\n <\/tr>\n <\/tbody>\n <\/table>\n <\/div>\n <\/div>\n\n <!-- 03 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">03<\/div>\n <h2 class=\"pcl-section-title\">Comment Nous Collectons Vos Donn\u00e9es Personnelles<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <p>Nous recevons vos donn\u00e9es personnelles lorsque vous nous les fournissez directement, lors de la conclusion d'un contrat avec nous, ou par le biais de prestataires que nous engageons \u2014 tels que des avocats ou des experts en \u00e9valuation immobili\u00e8re.<\/p>\n <\/div>\n <\/div>\n\n <!-- 04 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">04<\/div>\n <h2 class=\"pcl-section-title\">Pendant Combien de Temps PCL Conserve-t-elle Vos Donn\u00e9es ?<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <div class=\"pcl-highlight\">Nous conservons g\u00e9n\u00e9ralement les donn\u00e9es pendant <strong>sept (7) ans<\/strong> apr\u00e8s la fin de la relation d'affaires, sauf obligation l\u00e9gale de les conserver plus longtemps.<\/div>\n <\/div>\n <\/div>\n\n <!-- 05 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">05<\/div>\n <h2 class=\"pcl-section-title\">Traitement des Cat\u00e9gories Particuli\u00e8res de Donn\u00e9es<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <p>Nous ne traitons les cat\u00e9gories particuli\u00e8res de donn\u00e9es personnelles que lorsque la loi l'autorise et lorsque le consentement a \u00e9t\u00e9 obtenu. <strong>Vous pouvez retirer votre consentement \u00e0 tout moment.<\/strong><\/p>\n <\/div>\n <\/div>\n\n <!-- 06 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">06<\/div>\n <h2 class=\"pcl-section-title\">D\u00e9cisions Automatis\u00e9es & Profilage<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <p>Nous ne pr\u00e9voyons pas de prendre \u00e0 votre \u00e9gard de d\u00e9cisions automatis\u00e9es produisant des effets juridiques ou vous affectant de mani\u00e8re significative.<\/p>\n <\/div>\n <\/div>\n\n <!-- 07 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">07<\/div>\n <h2 class=\"pcl-section-title\">Qui Chez PCL a Acc\u00e8s \u00e0 Vos Donn\u00e9es ?<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <p>Au sein de PCL, vos donn\u00e9es personnelles ne sont accessibles qu'aux personnes qui en ont besoin en raison de leur fonction et \u00e0 des fins professionnelles officielles.<\/p>\n <\/div>\n <\/div>\n\n <!-- 08 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">08<\/div>\n <h2 class=\"pcl-section-title\">Utilisation \u00e0 d'Autres Fins<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <p>En l'absence de corr\u00e9lation suffisamment forte entre la finalit\u00e9 initiale et toute nouvelle finalit\u00e9 d'utilisation de vos donn\u00e9es, nous solliciterons votre consentement explicite avant de proc\u00e9der.<\/p>\n <\/div>\n <\/div>\n\n <!-- 09 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">09<\/div>\n <h2 class=\"pcl-section-title\">Transferts Internationaux de Donn\u00e9es<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <p>Lorsque des donn\u00e9es sont transf\u00e9r\u00e9es hors de la R\u00e9publique D\u00e9mocratique du Congo, des garanties suppl\u00e9mentaires sont appliqu\u00e9es pour prot\u00e9ger vos donn\u00e9es personnelles conform\u00e9ment \u00e0 la r\u00e9glementation applicable en mati\u00e8re de protection des donn\u00e9es.<\/p>\n <\/div>\n <\/div>\n\n <!-- 10 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">10<\/div>\n <h2 class=\"pcl-section-title\">Vos Droits en tant que Client<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-rights-grid\">\n <div class=\"pcl-right-card\">\n <div class=\"pcl-right-card-icon\">\ud83d\udc41\ufe0f<\/div>\n <h4>Droit d'Acc\u00e8s<\/h4>\n <p>Demandez l'acc\u00e8s \u00e0 toutes les informations personnelles que nous d\u00e9tenons \u00e0 votre sujet. Notre Bureau de Protection des Donn\u00e9es r\u00e9pond sous <strong style=\"color:var(--green-dark)\">30 jours<\/strong>.<\/p>\n <\/div>\n <div class=\"pcl-right-card\">\n <div class=\"pcl-right-card-icon\">\ud83d\uddd1\ufe0f<\/div>\n <h4>Droit \u00e0 l'Oubli<\/h4>\n <p>Demandez l'effacement de vos donn\u00e9es personnelles, \u00e0 condition que votre int\u00e9r\u00eat pr\u00e9vale sur celui de PCL \u00e0 les conserver.<\/p>\n <\/div>\n <div class=\"pcl-right-card\">\n <div class=\"pcl-right-card-icon\">\ud83d\udce6<\/div>\n <h4>Droit \u00e0 la Portabilit\u00e9 des Donn\u00e9es<\/h4>\n <p>Demandez vos donn\u00e9es dans un format structur\u00e9 et lisible par machine, ou leur transfert \u00e0 un tiers lorsque cela est possible.<\/p>\n <\/div>\n <div class=\"pcl-right-card\">\n <div class=\"pcl-right-card-icon\">\u270f\ufe0f<\/div>\n <h4>Droit de Rectification<\/h4>\n <p>Demandez la correction ou le compl\u00e9ment de toute donn\u00e9e personnelle inexacte ou incompl\u00e8te que nous d\u00e9tenons.<\/p>\n <\/div>\n <div class=\"pcl-right-card\">\n <div class=\"pcl-right-card-icon\">\ud83d\udd12<\/div>\n <h4>Droit \u00e0 la Limitation<\/h4>\n <p>Demandez \u00e0 tout moment la limitation du traitement des donn\u00e9es personnelles vous concernant.<\/p>\n <\/div>\n <div class=\"pcl-right-card\">\n <div class=\"pcl-right-card-icon\">\ud83d\udeab<\/div>\n <h4>Droit d'Opposition<\/h4>\n <p>Demandez \u00e0 tout moment que PCL cesse de vous envoyer des communications marketing directes.<\/p>\n <\/div>\n <\/div>\n <p class=\"pcl-right-note\">Pour exercer l'un de ces droits, veuillez contacter votre charg\u00e9 de relation ou l'agence avec laquelle vous traitez.<\/p>\n <\/div>\n\n <!-- 11 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">11<\/div>\n <h2 class=\"pcl-section-title\">Autorisations de l'Application<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-body\">\n <p>Afin de fournir des services financiers s\u00fbrs et fiables, notre application demande l'acc\u00e8s \u00e0 certaines fonctionnalit\u00e9s de votre appareil. Nous ne demandons que les autorisations n\u00e9cessaires au fonctionnement de base. Toutes les donn\u00e9es sont transmises de mani\u00e8re s\u00e9curis\u00e9e via des <strong>protocoles HTTPS chiffr\u00e9s<\/strong>.<\/p>\n <\/div>\n <div class=\"pcl-perm-grid\">\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udcf7<\/div><h4>Appareil Photo<\/h4><\/div>\n <p>Utilis\u00e9 pour permettre la v\u00e9rification d'identit\u00e9 et la soumission de documents lors de la demande de pr\u00eat.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Capturer des documents d'identit\u00e9 pour la v\u00e9rification KYC<\/li>\n <li>Capturer un selfie pour confirmer l'identit\u00e9<\/li>\n <li>T\u00e9l\u00e9verser des documents de v\u00e9rification<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Activ\u00e9 uniquement lorsque vous choisissez de prendre une photo.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udccd<\/div><h4>Localisation<\/h4><\/div>\n <p>Utilis\u00e9e pour v\u00e9rifier votre localisation lors de la demande de pr\u00eat et d\u00e9tecter toute activit\u00e9 suspecte pouvant indiquer une fraude.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Confirmer que la demande provient d'une r\u00e9gion valide<\/li>\n <li>Am\u00e9liorer la d\u00e9tection de fraude et la s\u00e9curit\u00e9 du compte<\/li>\n <li>Am\u00e9liorer la disponibilit\u00e9 du service dans les zones prises en charge<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Utilis\u00e9e uniquement lors de la demande de pr\u00eat et de la v\u00e9rification de s\u00e9curit\u00e9.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udcf1<\/div><h4>\u00c9tat du T\u00e9l\u00e9phone<\/h4><\/div>\n <p>Utilis\u00e9 pour identifier l'appareil acc\u00e9dant \u00e0 l'application et pr\u00e9venir les activit\u00e9s frauduleuses.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Mod\u00e8le de l'appareil et syst\u00e8me d'exploitation<\/li>\n <li>Informations r\u00e9seau<\/li>\n <li>Identifiants de l'appareil pour la v\u00e9rification de s\u00e9curit\u00e9<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Utilis\u00e9 uniquement \u00e0 des fins de s\u00e9curit\u00e9 et de pr\u00e9vention de la fraude.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udc65<\/div><h4>Contacts<\/h4><\/div>\n <p>Demand\u00e9 uniquement lorsque n\u00e9cessaire pour appuyer la v\u00e9rification client et am\u00e9liorer la pr\u00e9vention de la fraude.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Ne modifie ni ne t\u00e9l\u00e9verse vos contacts sans consentement<\/li>\n <li>Ne contacte pas directement vos contacts<\/li>\n <li>Non partag\u00e9 avec des tiers \u00e0 des fins marketing<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Utilis\u00e9 uniquement pour la v\u00e9rification d'identit\u00e9 et l'\u00e9valuation des risques.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udcde<\/div><h4>Journaux d'Appels<\/h4><\/div>\n <p>Acc\u00e8s limit\u00e9 \u00e0 30 jours de m\u00e9tadonn\u00e9es de journal d'appels pour appuyer la d\u00e9tection de fraude et l'analyse du risque de cr\u00e9dit.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Analyse uniquement les horodatages et la fr\u00e9quence des appels<\/li>\n <li>N'enregistre ni n'\u00e9coute les appels<\/li>\n <li>N'acc\u00e8de pas au contenu audio des appels<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Utilis\u00e9 uniquement pour la d\u00e9tection automatis\u00e9e de fraude et l'\u00e9valuation du cr\u00e9dit.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udcbe<\/div><h4>Stockage<\/h4><\/div>\n <p>N\u00e9cessaire pour vous permettre de t\u00e9l\u00e9verser les documents requis et de t\u00e9l\u00e9charger vos relev\u00e9s de compte.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>T\u00e9l\u00e9verser des documents d'identit\u00e9<\/li>\n <li>Stocker des fichiers temporaires pendant le traitement du pr\u00eat<\/li>\n <li>T\u00e9l\u00e9charger relev\u00e9s et documents de pr\u00eat<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">N'acc\u00e8de qu'aux fichiers n\u00e9cessaires \u00e0 ces fonctions.<\/div>\n <\/div>\n <\/div>\n <div class=\"pcl-security-wrap\">\n <p class=\"pcl-security-label\">Mesures de Protection des Donn\u00e9es<\/p>\n <div class=\"pcl-security-badges\">\n <div class=\"pcl-badge\"><span class=\"dot\"><\/span> Chiffrement de Bout en Bout<\/div>\n <div class=\"pcl-badge\"><span class=\"dot\"><\/span> Infrastructure Serveur S\u00e9curis\u00e9e<\/div>\n <div class=\"pcl-badge\"><span class=\"dot\"><\/span> Contr\u00f4le d'Acc\u00e8s & Surveillance<\/div>\n <div class=\"pcl-badge\"><span class=\"dot\"><\/span> Conformit\u00e9 R\u00e9glementaire<\/div>\n <\/div>\n <\/div>\n <\/div>\n\n <!-- 12 -->\n <div class=\"pcl-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">12<\/div>\n <h2 class=\"pcl-section-title\">Consentement de l'Utilisateur<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n <div class=\"pcl-consent-box\">\n <h4>En s\u00e9lectionnant \u00ab J'accepte \u00bb, vous confirmez que :<\/h4>\n <ul>\n <li>Vous comprenez les autorisations demand\u00e9es par l'application<\/li>\n <li>Vous consentez \u00e0 la collecte et au traitement des donn\u00e9es tel que d\u00e9crit<\/li>\n <li>Vous acceptez notre Politique de Confidentialit\u00e9 et nos Conditions d'Utilisation<\/li>\n <\/ul>\n <p class=\"pcl-consent-note\">Si vous s\u00e9lectionnez \u00ab Je refuse \u00bb, certaines fonctionnalit\u00e9s de l'application pourraient ne pas fonctionner correctement.<\/p>\n <\/div>\n <\/div>\n\n <!-- PERMISSION STATEMENT -->\n <div class=\"pcl-perm-section\">\n <div class=\"pcl-section-header\">\n <div class=\"pcl-section-num\">13<\/div>\n <h2 class=\"pcl-section-title\">D\u00e9claration sur les Autorisations<\/h2>\n <\/div>\n <div class=\"pcl-divider\"><\/div>\n\n <div class=\"pcl-perm-overview\">\n <p>Afin de fournir des services financiers s\u00fbrs et fiables, notre application peut demander l'acc\u00e8s \u00e0 certaines fonctionnalit\u00e9s de votre appareil. Ces autorisations nous permettent de v\u00e9rifier votre identit\u00e9, d\u00e9tecter la fraude, traiter les demandes de pr\u00eat et am\u00e9liorer la s\u00e9curit\u00e9 du service.<\/p>\n <p>Toutes les donn\u00e9es collect\u00e9es sont transmises de mani\u00e8re s\u00e9curis\u00e9e via des <strong>protocoles HTTPS chiffr\u00e9s<\/strong> et trait\u00e9es conform\u00e9ment \u00e0 notre Politique de Confidentialit\u00e9 et \u00e0 la r\u00e9glementation applicable en mati\u00e8re de protection des donn\u00e9es.<\/p>\n <p>Nous ne demandons que les autorisations n\u00e9cessaires au fonctionnement de base de l'application.<\/p>\n <\/div>\n\n <p style=\"font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;color:var(--green-dark);margin-bottom:16px;font-family:var(--font);\">Autorisations Que Nous Demandons<\/p>\n\n <div class=\"pcl-perm-grid\">\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udcf7<\/div><h4>Camera<\/h4><\/div>\n <p>Nous demandons l'acc\u00e8s \u00e0 l'appareil photo de votre appareil afin de permettre la v\u00e9rification d'identit\u00e9 et la soumission de documents lors de la demande de pr\u00eat.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Capturer des photos de documents d'identit\u00e9 pour la v\u00e9rification KYC<\/li>\n <li>Capturer une photo selfie pour confirmer l'identit\u00e9<\/li>\n <li>T\u00e9l\u00e9verser les documents de v\u00e9rification requis pour le traitement du pr\u00eat<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">L'appareil photo n'est activ\u00e9 que lorsque vous choisissez de prendre une photo dans l'application.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udccd<\/div><h4>Location<\/h4><\/div>\n <p>Nous demandons l'acc\u00e8s \u00e0 la localisation de votre appareil afin de v\u00e9rifier votre position lors de la demande de pr\u00eat et de d\u00e9tecter toute activit\u00e9 suspecte pouvant indiquer une fraude.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Confirmer que la demande provient d'une r\u00e9gion valide<\/li>\n <li>Am\u00e9liorer la d\u00e9tection de fraude et la s\u00e9curit\u00e9 du compte<\/li>\n <li>Am\u00e9liorer la disponibilit\u00e9 du service dans les zones prises en charge<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Les donn\u00e9es de localisation ne sont utilis\u00e9es que lors de la demande de pr\u00eat et des processus de v\u00e9rification de s\u00e9curit\u00e9.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udcf1<\/div><h4>Phone State<\/h4><\/div>\n <p>Nous demandons l'acc\u00e8s \u00e0 des informations limit\u00e9es sur l'appareil afin d'identifier l'appareil utilis\u00e9 pour acc\u00e9der \u00e0 l'application et de pr\u00e9venir les activit\u00e9s frauduleuses.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Mod\u00e8le de l'appareil et syst\u00e8me d'exploitation<\/li>\n <li>Informations r\u00e9seau<\/li>\n <li>Identifiants de l'appareil n\u00e9cessaires \u00e0 la v\u00e9rification de s\u00e9curit\u00e9<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Ces donn\u00e9es sont utilis\u00e9es uniquement \u00e0 des fins de s\u00e9curit\u00e9 et de pr\u00e9vention de la fraude.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udc65<\/div><h4>Contacts<\/h4><\/div>\n <p>Nous demandons l'acc\u00e8s \u00e0 vos contacts uniquement lorsque cela est n\u00e9cessaire pour appuyer la v\u00e9rification client et am\u00e9liorer la pr\u00e9vention de la fraude.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>Ne modifie ni ne t\u00e9l\u00e9verse vos contacts sans votre consentement<\/li>\n <li>Ne contacte pas directement vos contacts<\/li>\n <li>Ne partage pas vos contacts avec des tiers \u00e0 des fins marketing<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Les informations de contact sont utilis\u00e9es uniquement pour appuyer la v\u00e9rification d'identit\u00e9 et l'\u00e9valuation des risques.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udcde<\/div><h4>Journal d'Appels<\/h4><\/div>\n <p>Nous pouvons demander l'acc\u00e8s \u00e0 des informations limit\u00e9es du journal d'appels (30 jours) afin d'appuyer la d\u00e9tection de fraude et l'analyse du risque de cr\u00e9dit. Cette autorisation permet \u00e0 l'application d'analyser les m\u00e9tadonn\u00e9es de l'historique d'appels telles que les horodatages et la fr\u00e9quence des appels.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>L'application n'enregistre ni n'\u00e9coute les appels t\u00e9l\u00e9phoniques<\/li>\n <li>L'application n'acc\u00e8de pas au contenu audio des conversations<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">Les informations du journal d'appels sont utilis\u00e9es uniquement pour la d\u00e9tection automatis\u00e9e de fraude et l'\u00e9valuation du cr\u00e9dit.<\/div>\n <\/div>\n <div class=\"pcl-perm-card\">\n <div class=\"pcl-perm-card-header\"><div class=\"pcl-perm-icon\">\ud83d\udcbe<\/div><h4>Stockage Externe<\/h4><\/div>\n <p>Nous demandons l'acc\u00e8s au stockage de l'appareil afin de vous permettre de t\u00e9l\u00e9verser les documents requis et de t\u00e9l\u00e9charger vos relev\u00e9s de compte.<\/p>\n <ul class=\"pcl-perm-list\">\n <li>T\u00e9l\u00e9verser des documents d'identit\u00e9<\/li>\n <li>Stocker des fichiers temporaires n\u00e9cessaires pendant le traitement du pr\u00eat<\/li>\n <li>T\u00e9l\u00e9charger relev\u00e9s ou documents de pr\u00eat pour vos archives<\/li>\n <\/ul>\n <div class=\"pcl-perm-important\">L'application n'acc\u00e8de qu'aux fichiers n\u00e9cessaires \u00e0 ces fonctions.<\/div>\n <\/div>\n <\/div>\n\n <div class=\"pcl-security-wrap\">\n <p class=\"pcl-security-label\">Protection des Donn\u00e9es<\/p>\n <p style=\"font-size:15px;color:var(--text);margin-bottom:14px;font-family:var(--font);\">Nous mettons en \u0153uvre des mesures de s\u00e9curit\u00e9 strictes pour prot\u00e9ger vos donn\u00e9es, notamment :<\/p>\n <div class=\"pcl-security-badges\">\n <div class=\"pcl-badge\"><span class=\"dot\"><\/span> Transmission des Donn\u00e9es Chiffr\u00e9e de Bout en Bout<\/div>\n <div class=\"pcl-badge\"><span class=\"dot\"><\/span> Infrastructure Serveur S\u00e9curis\u00e9e<\/div>\n <div class=\"pcl-badge\"><span class=\"dot\"><\/span> Contr\u00f4le d'Acc\u00e8s & Surveillance<\/div>\n <div class=\"pcl-badge\"><span class=\"dot\"><\/span> Conformit\u00e9 \u00e0 la R\u00e9glementation sur la Protection des Donn\u00e9es<\/div>\n <\/div>\n <p style=\"font-size:14px;color:var(--muted);margin-top:14px;font-style:italic;font-family:var(--font);\">Vos donn\u00e9es personnelles sont utilis\u00e9es strictement pour fournir et am\u00e9liorer nos services financiers.<\/p>\n <\/div>\n\n <div style=\"margin-top:32px;\">\n <div class=\"pcl-consent-box\">\n <h4>Consentement de l'Utilisateur<\/h4>\n <p style=\"font-size:15px;color:rgba(255,255,255,0.75);margin-bottom:14px;position:relative;font-family:var(--font);\">En s\u00e9lectionnant <strong style=\"color:var(--green);\">\u00ab J'accepte \u00bb<\/strong>, vous confirmez que :<\/p>\n <ul>\n <li>Vous comprenez les autorisations demand\u00e9es par l'application<\/li>\n <li>Vous consentez \u00e0 la collecte et au traitement des donn\u00e9es tel que d\u00e9crit<\/li>\n <li>Vous acceptez notre Politique de Confidentialit\u00e9 et nos Conditions d'Utilisation<\/li>\n <\/ul>\n <p class=\"pcl-consent-note\">Si vous s\u00e9lectionnez \u00ab Je refuse \u00bb, certaines fonctionnalit\u00e9s de l'application pourraient ne pas fonctionner correctement.<\/p>\n <\/div>\n <\/div>\n <\/div>\n\n <!-- CONTACT -->\n <div class=\"pcl-contact\">\n <h3>Des Questions ou une R\u00e9clamation ?<\/h3>\n <p>Contactez votre charg\u00e9 de relation ou l'agence avec laquelle vous traitez. Nous sommes toujours l\u00e0 pour vous aider.<\/p>\n <div class=\"pcl-contact-btns\">\n <a href=\"tel:+243863364674\" class=\"pcl-btn pcl-btn-orange\">\ud83d\udcde +243 863 364 674<\/a>\n <a href=\"mailto:info@progressivecr.com\" class=\"pcl-btn pcl-btn-white\">Nous \u00c9crire<\/a>\n <\/div>\n <\/div>\n\n <div class=\"pcl-footer-note\">\n © 2026 Progressive Credit Limited  \u00b7  Tous droits r\u00e9serv\u00e9s  \u00b7  pcrr.paza.co.ke\n <\/div>\n\n<\/div>\n<\/body>\n<\/html>\n<div style=\"text-align:center;font-size:11px;color:#8a9a91;margin-top:8px;\">Ce document est fourni \u00e0 titre indicatif en attendant sa revue et validation par le conseil juridique de Progressive Credit Limited en R\u00e9publique D\u00e9mocratique du Congo.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Data Protection & Privacy Policy \u2013 Progressive Credit Limited Progressive Credit Limited Data Protection &Privacy Policy Version 1 2023 progressivecr.co.ke Table of Contents Privacy Statement Data We Process How We Collect Your Data Data Retention Special Categories of Data Automated Decision-Making Internal Data Access Other Purposes International Transfers Your Rights App Permissions User Consent 01 […]<\/p>\n","protected":false},"author":9,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-4190","page","type-page","status-publish","hentry"],"acf":[],"rankMath":{"parentDomain":"progressivecr.com","noFollowDomains":[],"noFollowExcludeDomains":[],"noFollowExternalLinks":false,"featuredImageNotice":"The featured image should be at least 200 by 200 pixels to be picked up by Facebook and other social media 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